Housing Associations, a broken model

PLEASE APPRECIATE THAT I GET SENT MORE INFORMATION AND LEADS THAN I CAN USE. I TRY TO RESPOND TO EVERYONE WHO CONTACTS ME BUT I CANNOT POSSIBLY USE EVERY BIT OF INFORMATION I’M SENT. DIOLCH YN FAWR

In an earlier post I dealt with Wales & West Housing, a housing association that has branched out into all manner of accommodation, including luxury flats.

For a few weeks I’ve been promising you more news. Finally – here it is!

WALES AND WEST, CARDIGAN HOSPITAL, MID WALES HOUSING

A speciality of Wales & West is importing criminals, drug addicts and other undesirables. But it’s good business, for local authorities and other agencies over the border will pay well to dump people in Wales.

Of course, it’s not so good for small towns that have to host these people. Lampeter being one that Wales & West has damaged in recent years. For as I was recently told, “Wales and West do not operate local allocation policies”.

And all this has been facilitated with funding from the Welsh public purse. For we pay for Registered Social Landlords (RSLs) to import riff-raff and build luxury flats for sale to English retirees.

This public money will invariably be ‘filtered’ through the parent company – which will be a Registered Social Landlord – to a subsidiary, which may or may not be registered as a RSL. And in some cases, not obviously linked to a RSL.

In the example brought to light by a comment to the earlier post by ‘Dai’ the W&W subsidiary could either be Enfys Developments Limited (formerly Enfys Developments Ltd), or Castell Homes Limited.

Click to enlarge

Though neither is shown in the ‘Welsh Government’s list of RSLs. A quick check found other omissions, making this an incomplete and misleading document.

Enfys Developments was founded in 2012 and seems to be the main vehicle for W&W’s new builds. While Castell Homes was formed as recently as January 2018, almost certainly in anticipation of the Regulation of Registered Social Landlords (Wales) Act 2018, which effectively privatised RSLs in response to the Office for National Statistics’ threat to reclassify them as public bodies.

As we read below, Castell Homes is, effectively, a private builder, promising to pass on its profits to the parent company for Wales & West to build social housing. It’s up to you whether you believe that.

There are a few other things worth picking out of the clip below from the only accounts thus far filed for Castell Homes.

Click to enlarge

For example, we read that Castell Homes “was established with the purpose of building and selling homes in communities where a housing need is identified”. The operative word should be ‘demand’, not ‘need’. For this will be private housing, often beyond the financial reach of most locals.

We also read that “Castell Homes has its own board of directors”. Yes and no. Yes, there is a board of directors, but it’s the senior management team of Wales & West. Any pretence that Castell is independent of W&W would be just that, a pretence.

As ‘Dai’ mentions in his contribution, Wales & West is in negotiations with Hywel Dda University Health Board to buy the old Cardigan Hospital site. Though locals are puzzled as to why, if W&W doesn’t own the site, it’s been behaving for months as if it does.

The answer is of course that the deal was done long ago by the Labour Party behind closed doors, looking after its favourite housing association, yet again. Wales & West CEO is Anne Hinchey, wife of Cardiff Labour councillor Graham Hinchey. Mrs Hinchey previously worked for Cardiff Council.

Though I should also mention Keith Davies, housing strategy officer at Ceredigion council, a big friend of Wales & West who has appeared on this blog before. Keith was also very keen for Wales & West to take over the old hospital.

The open day held on February 29 was very well-attended and reported in the Tivy-side Advertiser. Curiously, this imparter of local news saw no contradiction in using ‘community has its say’ in the headline . . . and then quoting only spokespersons for Wales & West!

Click to enlarge

As I keep saying, Wales & West is very well connected in Corruption Bay and all sorts of deals are being lined up. Among them perhaps the takeover of Mid Wales Housing, and this despite MWH having been in merger talks with Tai Ceredigion for some time. And now might be the ideal time.

For not only has MWH hit a rocky patch in the regulatory sense, having been downgraded on grounds of poor governance and financial management, but other factors are also contributing to a general picture of incompetence and decline.

For a start, Mid Wales paid over the odds for its repair contractor EOM Ltd and turned it from a profit-making SME into a loss-making subsidiary. MWH has also failed to deliver the Cylch Caron extra care facility in Tregaron for the county council, increasing pressure on the council leader following the closure of the Bodlondeb home in Aberystwyth.

And then chief executive Shane Perkins recently stepped down (though he’d been off sick since September). To those who may be wondering, I can tell you he’s not one of the Pembrokeshire Perkins, but comes from Bournemouth, to which he and his good lady wife have now returned.

From the Mid Wales Housing Facebook page. Click to enlarge

Filling in until a new CEO is appointed is Charles Brotherton . . . despite being the genius behind the EOM fiasco. Charles joined MWH in 2010 from an English housing association. Chairman of Mid Wales Housing, and Lloyds ‘name’, is Peter Swanson, who is also a “Past chair of Dyfed Powys Health Authority. A Justice of the Peace. Past Chair of Dyfed Powys Health Authority and former Chair of Powys County Council Standards Committee. Private landlord.”

Swanson is an old-fashioned quango man of the type devolution is supposed to have made extinct. But they’re still roaming the land. And thriving. Especially in areas where the Labour Party is weak in terms of local support and prefers to appoint such people rather than give power to non-Labour locals.

This is truly one of the more bizarre manifestations of patronage in the age of devolution.

As you can see from the Board of Management, Welsh involvement in MWH is kept to a minimum‘cos we Welsh is dull an’ can’t do nuffin for ourselves, innit’.

This is Englandandwales, folks. The only way out of this nightmare is independence.

To conclude, let me hypothesise that these multiple cock-ups at Mid Wales Housing are being allowed in order to justify someone in Corruption Bay deciding – as was done with Tai Cantref – that something must be done, and that ‘something’ means calling in ‘Welsh’ Labour’s elite troops in the form of Wales and West Housing.

CARTREFI CONWY, ASSOCIATES, CHINESE INVESTORS

But you mustn’t think that such machinations are confined to the southern parts of our benighted land. Because the story from the north that I’m about to relate is even more bizarre. Though you won’t be surprised to learn that it also involves Wales & West.

Let’s start with this recent story from the Daily Post for a new housing development on the A55 commuter/retirement corridor. Nothing surprising about that you might think, developers are forever looking to Wales to protect property values in the ‘Golden Triangle’.

It only begins to look odd when we start joining up the dots.

You’ll see in the news report that the company wanting to build these new houses is Calon Homes LLP. That is, Limited Liability Partnership, an opaque structure of a kind that would not be allowed in many countries. Now it looks as if even BoJo’s government is looking to clean things up a bit.

I particularly liked, “Legislation will be introduced in Finance Bill 2020 with retrospective and future effect to underline that LLPs are expected to follow the rules”. And about bloody time too!

So who are or what is Calon Homes LLP?

Calon Homes appeared in an article I wrote in November, when I looked at Cartrefi Conwy Cyf. (I urge you to read it.) But to cut a long story short . . . Cartrefi Conwy set up a subsidiary in 2015 called Creating Enterprise CIC (Community Interest Company). Then, in May 2018, Creating Enterprise went into partnership with Brenig Developments Ltd to form Calon Homes. (Assets at 31 May 2019 £37,853.)

From the Creating Enterprise CIC accounts for y/e 31 March 2019. Click to enlarge

As I wrote back in November: “There is a charge against Calon Homes LLP held by Creating Enterprise CIC, which in turn has a charge held by Cartrefi Conwy. Which means that, ultimately, housing association Cartrefi Conwy is in partnership with private company Brenig Developments.”

When we look at the directors for Brenig Developments Ltd we find Mark Timothy Parry and Howard Rhys Vaughan. Both are also directors of Brenig Homes Ltd.

I don’t know if Mark Parry is related to Peter John Parry, the chairman of Creating Enterprise CIC, the Cartrefi Conwy subsidiary, it doesn’t really matter.

Peter John Parry seems to have joined Creating Enterprise CIC 31 August 2017. By which time his personal business career was already on the rocks, with a string of dissolved companies in 2017 and 2018. (Listed here.)

Calon Homes, jointly owned by Creating Enterprise CIC/Cartrefi Conwy Cyf and Brenig Developments Ltd, was Incorporated 12 May 2018. But just a month earlier Companies House registered Calon Developments Ltd. Among the directors at Calon Developments we see Mark Parry and Howard Vaughan, of the Brenig companies, and also Andrew Bowden, CEO of Cartrefi Conwy!

It is very unusual for the head honcho of a housing association to go into partnership with a private builder directly. The realisation that this don’t look good might explain why those involved with Calon Developments Ltd now want voluntary strike-off.

As if I haven’t introduced enough subsidiaries and partnerships and companies, I’m now going to introduce another. We’ve had Brenig Developments Ltd and Brenig Homes Ltd, but there’s a third company in the stable, and it’s Brenig Construction Ltd.

The latest (unaudited and abridged) accounts available – y/e 31 October 2018 – tell us that Brenig Construction had assets of £206,806. When we turn to the directors, we find, as expected, Parry and Vaughan . . . but also Yin Han, a citizen and resident of the People’s Republic of China. He joined the company 12 December 2019.

I’m sure that, like me, you’re wondering why a Chinese citizen would join a relatively small building firm in Denbighshire.

Perhaps because Parry and Vaughan have friends in high places within the Cartrefi Conwy group. Which might explain this report from last November that tells that “From a standing start in 2012, Brenig now employs 70 people directly and is turning over £11 million a year, with £21 million of work already secured in future contracts.”

Click to enlarge

Though I’m having difficulty reconciling the claimed turnover with the figures available at Companies House for the three Brenig companies. Brenig Developments is filing as a dormant company and the other two don’t seem to be challenging Wimpey and Redrow.

But as I’ve found so often, when dealing with interlinked companies and bodies of often obscure construction, figuring out who does what, and where the money comes from, and where it goes, is often very difficult. Which is what makes such arrangements attractive for some.

But it seems we can identify one source of future income for Parry and Vaughan, and that’s our old friends Wales & West! The report comes complete with another pic of the smiling lads in hi viz jackets. With every reason to smile.

Click to enlarge

If you sense fatigue creeping up due to the number of different companies I’ve already mentioned, I can only urge you to bear with me while I list a few more, because Mark Parry has been a busy boy.

Back in 2010 he and his mate Vaughan formed H & M Construction Solutions Ltd. But this outfit appeared to crash on take-off, because there is nothing filed with Companies House and this is all I can find.

Next up is Tai Beech Ltd, Incorporated 26 April 2013 and compulsorily struck off in November 2018. Parry and Vaughan were there at the start and saw it through.

Then – something of a departure this – there was Applejack Diners Ltd. Formed 28 November 2013 this company went belly-up 7 December 2016.

One Parry-Vaughan company still with us is Seel Plant Hire Ltd, Incorporated 5 August 2014. But as with the others we’ve looked at, the ‘Micro-entity accounts’ available for Seel Plant Hire do not suggest a company taking the world by storm. Perhaps the gentlest of zephyrs.

And yet, Parry and Vaughan are pulling in big contracts, and Chinese investors. What does it all mean?

Possibly, with CEO Andrew Bowden looking to retire, and Wales & West getting in on the act, Cartrefi Conwy may be the next to be swallowed up by ‘Welsh’ Labour’s favourite housing association.

WEAPONS GRADE BOLLOCKS

What we have been looking at here is a dysfunctional system

I say that because most people still believe that housing associations provide good rented accommodation for people who either can’t afford to buy or just prefer to rent. They do, but they are building very few new units of social rented housing, basing their claim to being social landlords on the stock most of them inherited from local authorities.

Since Registered Social Landlords were privatised by the Regulation of Registered Social Landlords (Wales) Act 2018, they have focused almost exclusively on building private housing.

And yet the pretence is maintained. Perhaps to ensure that they continue receiving public funding from the ‘Welsh Government’.

To help disguise their true business, our housing associations launch subsidiaries and go into partnership with private companies. In many cases to build housing not for any local demand but for pure profit. That is certainly what Wales & West and Cartrefi Conwy are planning along the A55.

Is this really how housing associations are supposed to operate? Is this how we want them to operate?

Click to enlarge

Andrew Bowden, CEO of Cartrefi Conwy, said recently: “As a group, Cartrefi Conwy are looking to diversify to generate new income streams to further our affordable housing programme. 

“Until now, we’ve always been reliant on just rental income but, with the advent of austerity and things like Universal Credit, we had to think outside the box.

“Calon Homes will be building houses for market sale and we will be using our share of the profit for the benefit of local people to create more affordable housing.”

But why not use all the money to build affordable housing, rather than the much smaller amount that comes in the form of profit from open market housing? Though come to that, ‘affordable housing’ is yet another misnomer. It means open market housing, and I’ve seen houses costing £250,000 classed as ‘affordable’.

As for ‘new income streams’, Peter John Parry of Creating Enterprise CIC, has a background in running homes for very disturbed and often dangerous patients. This was one of his establishments. Will he be bringing clients down the A55, to add to the burden on the Betsi Cadwaladr University Health Board, already in special measures? And the police workload?

For RSLs to defend themselves by saying that the open market housing is being built by subsidiaries – wholly-owned subsidiaries! – or partners, is unacceptable.

The system is out of control. It is operating against the Welsh national interest. The time has come to de-register most RSLs because they are private companies building open market housing and managing rented stock that in most cases was built by someone else. Restrict the ‘RSL’ label to groups and bodies building social rented housing for local people. Because that’s what ‘housing association’ is supposed to mean. And it’s what it should mean.

Click to enlarge

Another clue telling us that the current system is broken is that local authorities have started building council housing again. Swansea and Cardiff are two examples.

Let me end on a lighter note . . . or maybe this will send you over the edge. Last Friday Community Housing Cymru – the umbrella body for RSLs – brought out a report claiming that its members, building 75,000 ‘affordable’ homes (that word again!) will put £23.2bn into the Welsh economy and create 50,000 jobs.

This is ‘think of a number, double it . . . ‘ economics. I’m surprised they didn’t also claim to have found a cure for Covid-19.

And because it was the purest and most unadulterated bullshit it was sad to see Martin Shipton at Llais y Sais write it up as if it was Gospel.

I’m now now wondering for which fiction award I should enter this gem. Because it’s certainly not meant to be taken seriously.

♦ end ♦

 

 

Anti-Welsh Housing Associations

TO RECAP . . .

I have written many times about social housing in Wales, and of the many problems created by the more irresponsible housing associations. Here are just a few of the problems:

  • Unlike in Scotland, social housing providers in Wales are tied into an Englandandwales system. This results in our housing associations having to give priority treatment to people with no Welsh connections.
  • Many of those being housed by these routes will be ‘problem families’, or young tearaways, they might be drug and alcohol abusers, or they’ll be recently released from prison. These issues will inevitably place a burden on our health service and other facilities while also affecting the quality of life in many Welsh communities.
  • Wales has an ageing population. In a decade or so Wales will be the ‘oldest’ country in western Europe. This also places a strain on our NHS and other services which results in money being taken from education and other budgets. Yet many housing associations, particularly in the north, are using public funding to build housing for the elderly and the infirm brought in from outside of Wales.
  • Despite the recommendations of the Notional Assembly’s Public Accounts Committee social housing providers are still diversifying through unaccountable subsidiaries. This results, for example, in the insane situation in Pembrokeshire where The Pembrokeshire Housing Association is passing public money to its subsidiary, Mill Bay Homes for MBH to build houses for sale on the open market!
  • Many Welsh housing associations lease or rent properties from companies based in tax havens. I explored this connection in Link Holdings (Gibraltar) Ltd. Yet no one in the ‘Welsh’ Government seems to care that Welsh social housing tenants could be living in properties owned by the Mafia, or ISIS.
  • Housing associations form secretive and costly links with Third Sector and other bodies. Some of these links are of questionable legality, of dubious benefit to Wales, but always costly to the Welsh public purse.
  • And that, perhaps, is the biggest worry of all. That no one with responsibility for overseeing social housing bodies, no one who funds them with hundreds of millions of pounds of public money, seems to care how they operate. It’s left to self-evaluation and self-appraisal – box-ticking exercises which of course never find any problems. So everybody’s happy!

NEWS FROM THE NORTH

A taste for what follows may be obtained from the post Bits & Pieces of September 30th. Now here’s the latest:

Paul Diggory, the Chester-based former boss of ailing North Wales Housing, is now promoting himself – something he’s very good at – as a ‘housing and social enterprise freelance‘, which fits in nicely with his role as chair of the Chartered Institute of Housing in Wales.

Diggory gives us one of the two qualifications needed to run a Welsh housing association: either be English like him and the CEOs recently appointed to Valleys to Coast, Bron Afon and Hendre; or else have good links with the Labour Party, which accounts for the appointments of both Trivallis’ new £150,000 a year CEO and the new Board chair, Tracy Myhills, previously CEO at the Welsh Ambulance Trust. (How’d you like that on your CV!)

It should go without saying that if you’re English and a member or supporter of the Labour Party then you get to take your pick of which housing association you’d like to run. Being English but supporting some other party would be acceptable, but if you’re non-Labour Welsh, forget it.

This is how a one-party state operates.

Staying in the north for a minute . . . Not so long ago Labour’s most favoured housing association, Wales & West, built a big new office building in Ewloe, Flintshire, very close to the border.

Courtesy of Google, click to enlarge

Many thought at the time that a Cardiff-based housing association might be over-extending itself with this office block, but no, for since then W&W has not only swallowed up Cantref of Castell Newydd Emlyn, and branched out into Ceredigion, but is also hovering, vulture-like, over ailing HAs across the land.

One housing association viewed as sickly and about to fall is Pennaf. The Pennaf Group is based in Llanelwy (St Asaph) and includes the Clwyd Alyn housing association and Offa, a lettings and management service. A northern source tells me that a couple of factors may be contributing to make Pennaf look a tasty dish.

First, CEO Graham Worthington – also based in Chester! – has just announced his retirement; plus, it seems that Pennaf has been tardy in bringing its 4,500 properties up to Welsh Housing Quality Standard, something it should have done by 2012.

The reason for Pennaf finding itself in this parlous position is I’m told due to spending too much time and money building care and residential homes – i.e. using Welsh public funding to bring in more retirees, so as to put extra strain on the NHS and social services that will result in education and other budgets being raided.

Only in Wales!

WALES & WEST WAY OUT WEST AND WAY OUT OF LINE

I’ve just mentioned that Wales & West snaffled up Cantref of Castell Newydd Emlyn, which operated mainly in Ceredigion, but W&W is also branching out in other ways.

When the ‘Welsh’ Labour Government handed Cantref over to Wales and West part of the dowry was valuable land at Plas Morolwg in Aberystwyth, overlooking the marina and with nice views out to sea. That site is now earmarked for 60 extra care flats. It’s doubtful if Ceredigion needs this development, certainly, it’s suggested that if it goes ahead it will jeopardise Mid Wales Housing’s Cylch Caron project in Tregaron.

But things are never that simple in Ceredigion.

Ceredigion council’s leader, Ellen ap Gwynn of Plaid Cymru, is under intense pressure over the closure of the Bodlondeb care home in Aberystwyth. Motivated by nothing more than a deep and heartfelt concern for the old biddies therein Labour and Lib Dems have taken to protesting against the closure, even recruiting that one-boy rent-a-mob and self-promoting little shite, Owen Jones.

It is further suggested that certain council officials such as strategy officers and planners who – how can I put this? – whose first spoonful might not have been puréed laverbread, are bending over backwards to help an anti-Welsh organisation like Wales & West.

An unholy alliance of Plaid Cymru and Welsh-haters.

Let’s now turn our attention to Lampeter, where Wales and West is very active, and plans yet more expansion. What follows is information for which I offer thanks to someone obviously well-informed about council business.

To begin with, there are widespread concerns in Lampeter that Wales & West is failing to evict its drug-dealing tenants in Bryn Road and North Road. But things are almost certainly going to get worse, for W&W is said to be in the process of buying the old Ffynnonbedr school building in order to build yet more flats in an area of low need. So Lampeter can expect more drug addicts to arrive. Lucky Lampeter!

UPDATE 08.11.2017: A pre-planning consultation notice appeared on the door of the old Ffynnonbedr school today. The architect Geraint John of Cardiff is making the planning statement/application in the name of Hacer Developments of Swansea.

This document – at 5.5 and 5.6 – makes great play of an agreement between Ceredigion council and Cantref in the early part of 2016 and seems to suggest that Cantref is the client. But of course Cantref was taken over by Wales & West over a year ago, but I can find no mention of Wales & West. Understandable given the drug dealers and others W&W has already brought into the town.

As if that wasn’t worrying enough for the good people of Lambed, I hear from a former weekend soldier that the old Territorial Army building – also on Bryn Road – is up for sale, and word is that W&W want to buy this as well. But I bet you’d guessed that already!

I’ve mentioned that Wales & West refuses to evict its lucrative drug-dealing tenants in Lampeter, and for this it has been congratulated by fellow Labour Party members in Shelter Cymru. Mutual back-scratching among Labour-run Third Sector bodies is so prevalent and blatant that they even try to make a virtue of it.

click to enlarge

Elsewhere the tale of evictions is different. For back in Aberystwyth, mainly local 16- and 17-year-olds are being evicted from Wales & West’s Tŷ Curig hostel  . . . to make way for new ‘guests’. Most of these replacements will arrive burdened with ‘issues’, but it is these very ‘issues’ that will allow W&W to charge a hefty fee for housing them – leaving the rest of us to pick up the bill.

Before leaving Wales & West for a moment I should also point out that the new office building wasn’t restricted to Ewloe, for there’s also the new HQ in Cardiff. This too may be in anticipation of expansion, with one of the potential victims rumoured to be Cardiff Community Housing Association, where CEO Kevin Protheroe is about to retire.

WHY DO I SAY ‘ANTI-WELSH’?

I try to be careful in using the right word, and that’s why I have no hesitation in describing Wales & West Housing – and others I’ll soon mention – as anti-Welsh.

Non-Welsh or un-Welsh might imply someone or something having nothing to do with Wales; it might suggest ignorance of Wales’ distinctiveness, possibly ambivalence; but by using anti-Welsh I mean awareness of the Welsh language, and other things that make Wales different, but deliberately seeking to denigrate and undermine them. This certainly applies to Wales & West, which is why I describe W&W as anti-Welsh.

Let’s start with the W&W website – it’s in English only. As is the website of another Labour-run housing association I’ve mentioned, Trivallis (formerly RCT Homes). This is no accident, for when it comes to the Welsh language most Labour Party members and supporters agree with Neil Kinnock rather than with Carwyn Jones.

Other HAs – Bro Myrddin, for example – rely on Google Translate. The CEO at Bro Myrddin is Hilary Jones, said to be an ‘ally’ of W&W, who is rumoured to be taking an interest in Hafan Cymru, reported to be in serious trouble due to its over-reliance on the Supporting People programme and EU funding.

But the point is that all Registered Social Landlords are legally required to give equal status to both languages, and also to have a Welsh language scheme in place. But the Regulation Managers employed to enforce these requirements obviously aren’t up to the job (or maybe they too missed out on the puréed laverbread).

Or does the fault lie with those above them? I ask because this recent advertisement for a Regulation Manager bizarrely and confusingly talks of “capability to work in both English and Welsh” but then says that Welsh is “not necessary“!

click to enlarge

This seems to be a case of going through the motions: ‘Look, we’ve got to say this about the Welsh language . . . but in practice it doesn’t really mean anything‘.

A concrete example of Wales and West’s contempt for the Welsh language came recently with its advertisement for a Development Officer in Newcastle Emlyn, with the advertisement in English only and no requirement to speak Welsh in an area where Welsh is widely spoken. Welsh is certainly the majority language among the native Welsh.

This advertisement is not an oversight, nor is the absence of a Welsh website. This is flaunting power. This is a bunch of Labour bigots, with the ‘Welsh’ Government behind them saying, ‘Fuck you, and your language!

How will this attitude contribute to Carwyn Jones’ one million Welsh speakers by 2050?

IMAGE CONFLICTING WITH REALITY

We are encouraged to think of housing associations as streamlined, twenty-first century replacements for the old local authority housing departments, but doing a much better job. In fact, they have so little in common that any comparison is invalid.

To begin with, councils operate within defined geographical areas, whereas housing associations are spread all over the country competing with each other and duplicating each other’s work. Competition and duplication that places a wholly unnecessary burden on the public purse.

This has obviously been realised, and the problem is being addressed by encouraging those housing associations that are most ‘reliable’ from a Labour Party perspective – which also happen to be the least Welsh in staff and attitudes – to expand and take over the others. Which has two main results.

One, it increases Labour Party influence in areas of Wales where the party has no MPs or AMs. Two, it encourages instinctively anti-Welsh organisations to expand into areas where the Welsh language is strong. Good for the Labour Party but a disaster for the Welsh language and for Wales

Another difference is that local authority housing departments would never have struck deals with outside agencies to import someone else’s criminals, paedophiles, drug addicts, problem families, etc. The reason being that councils had that link with their patch, that commitment to their people, and of course councillors needed to be re-elected. With housing associations such considerations and restraints are absent.

For housing associations are distant bodies, answerable to nobody, and can do what they damn well like. And because there’s little profit to be made from housing decent, law-abiding locals, but lots of money available if they inflict problems on small Welsh towns like Lampeter, that’s the model they follow.

A good source of income for many ‘Welsh’ housing associations

And while there are healthy profits for Wales & West and others from importing undesirables, once here they place an inevitable burden on local health and other services, and police resources, while causing misery and disruption to Welsh communities. In a different category, but having a similar effect on the Welsh public purse, are the retirees being brought into Wales, and this is no longer confined to the Costa Geriatrica.

All of which results in the Welsh public purse, which funds W&W and the rest of them, losing out again, and again, and again. And we are the public purse, you and I. It is we who lose out in having to endure inferior facilities and strained resources.

But the model followed by Wales & West is profitable. And the profits made, coupled with ‘Welsh’ Labour backing, allow W&W to undermine and then swallow up their smaller and weaker brethren, which will include responsible social housing providers sticking to what should be the role of housing associations – providing rented housing for local people.

And some day in the not-too-distant future, when towns like Lampeter and Aberystwyth are awash with drug addicts and criminals from God knows where, and there are only a few housing associations left standing, the ‘Welsh’ Labour Party will control them all.

Allowing ‘Welsh’ Labour, through its housing associations and other Third Sector bodies, to exert a control over Wales denied it by the ballot box. We shall have arrived at the one-party state.

Endgame.

♦ end ♦